We offer a full suite of Dignified Reverse Mortgage Products!
With a Dignified Reverse mortgage:
Your existing mortgage can be paid off to eliminate future monthly mortgage payments! You are only responsible for paying the property taxes, homeowner’s insurance, and maintenance costs for your home. We also have options to assist you with these responsibilities should you wish.
Proceeds are paid to the homeowner tax-free and do not affect Social Security benefits. The loan proceeds can be used for any purpose you choose – or you can keep them to allow for quick access in the event of a future need or emergency. Reverse loans can also serve as an excellent financial planning tool for your future.
Are you considering purchasing another property? Reverse loans can be used to purchase a property with a loan up to $4 million and low closing costs! This can be a powerful tool when it comes to financial planning, liquidity, or retirement strategies.
Did you recently refinance your first mortgage and love your low rate? No problem! With a Reverse Second you can keep your forward first mortgage. Our fixed rate Reverse Second can help you achieve your goals and keep peace of mind by accessing your home equity without additional monthly mortgage payments. Just like other Reverse mortgages the Reverse Second is a non-recourse loan. Let us show you the possibilities!
Please reach out to start a conversation with our team. We are here to guide you through any questions you may have about our Dignified Reverse Mortgages.
This material is not provided by, nor was it approved by the Department of Housing & Urban Development (HUD) or by the Federal Housing Administration (FHA). It is not intended to be a substitute for legal, tax or financial advice. Consult with a qualified attorney, accountant or financial advisor for additional legal or tax advice.
*There are some circumstances that will cause the loan to mature and the balance to become due and payable. The borrower(s) must continue to pay for property taxes and insurance and maintain the property to meet HUD standards or risk default. Credit is subject to age, minimum income guidelines, credit history, and property qualifications. Program rates, fees, terms and conditions are not available in all states and subject to change.